To make your shopping experience that much better, there is an advanced payment calculator on every vehicle page!

* These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.

Important Financing Terms

Amount financed: the amount of credit provided to you.

APR: Annual Percentage Rate, or APR, is the cost of credit expressed as a percentage.

Down payment: the amount of cash or trade equity you apply to your purchase.

Equity: the difference between your trade payoff balance and its value. It may be positive or negative.

Finance charge: the total dollar amount you pay to use credit.

Retail installment contract: the finance agreement allowing for payment over time at a fixed monthly payment amount and rate.

Simple Interest: finance charge calculation based on the unpaid principal balance, number of days between payments and the APR.

Stipulation: additional documentation/action required to complete the transaction, like proof of income.

Term: the number of monthly payments provided for in the retail installment contract.

Total of payments: the amount you will have paid after you have made all payments as scheduled in the retail installment contract.

Total sales price: the total cost of your purchase on credit including finance charge, down payment and amount financed.